Picture yourself in this 5-bedroom, 3. 5-bathroom suburban oasis with a large, level, and lush oversized property. This spacious 4, 035 sq ft. Valmont Built Colonial promises the pinnacle of suburban living, with the convenience of a private office and the luxury of an exceptional Primary suite complete with walk-in closets, and a massive en-suite bath. We prove this promise with top-of-the-line features: a chef's dream kitchen equipped with stainless steel Wolf appliances, an attached 2. 5 car garage, home office, and a fully finished basement with a Second primary suite complete with en-suite bath and a large fitness/exercise/yoga room, perfect for family and guests! The entry foyer, hardwood floors, vaulted ceilings, fireplace, and gorgeous staircase add to the grandeur of this home. The property doesn't just stop at the interior; it extends to an incredible level oversized yard with a patio that is perfect for entertaining and a basketball court for your recreational needs. And let's not forget the location - close to Stony Brook Hospital/University, the Smith Haven Mall, restaurants, highways, beaches, the train station and parks. Low taxes located in the Smithtown School District! This extraordinary home also features natural gas heating and cooking, central air-conditioning, central vac, home security system, shed, garage remote, sprinkler system, finished attic as a bonus room. . . there is too much to list! Pursue your dream with this property. It's more than a home; it's your personal retreat. This is the balance of convenience, luxury, and comfortability you've been seeking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,735 | $1,735 | $1,735 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,152 | $5,665 | $7,640 |
Total Monthly Payment | $7,012 | $7,525 | $9,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.