This Lake Helen Charmer. Circa 1925 “turn key” Craftsman Bungalow in pristine condition. . . this home will surely win your heart the moment you step inside. Offering updates and upgrades through out that include quality remodeled bathrooms, kitchen, electrical, tankless water heater, new heat pump, architectural dive way, Foam insulation , entire home water filtration system and a completely new septic system that’s less than 2 years old! This charming home is very light and bright with a versatile floor-plan offering 3BR/2BA ( two of the bedrooms are downstairs) plus a detached oversized one car garage with tons of storage space. The almost Quarter acre corner lot allows easy access to the side and back yard to easily park vehicles , RV's , Gulf Carts etc. . Bring your Toys! Enjoy quiet mornings or evenings on the inviting front porch that is perched high with great views of the beautiful yard. Original heart pine floors in most areas as well as the original doors, baseboards and wainscoting! Seller has an ASSUMABLE LOW INTEREST VA loan that Veterans may benefit from!! Gorgeous detailed woodwork and craftsmanship makes this home feel like a piece of art! Truly a rare find!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,120 | $335,120 | $335,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,036 | $2,036 | $2,648 |
Total Monthly Payment | $2,141 | $2,141 | $2,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.