Discover the charm and elegance of this beautiful single-family residence as you make your new home in sunny Clearwater, FL. Just 4 miles from the white sandy shores of Clearwater Beach and only minutes from several of the most lovely nature parks in Pinellas County, this beautifully-maintained home offers a cozy and comfortable living space with a blend of vintage character and modern updates. As you enter, you'll be greeted by an inviting foyer that seamlessly transitions into the spacious living room. The living room, with its warm wood-laminate flooring, provides a perfect setting for relaxation and entertainment. The three large windows in the front of the home draw a lot of natural light and the two large sliding glass doors in the back lead to a beautiful 10 x 15 roofed patio area overlooking a large fenced yard. Adjacent to the living room is the dining area, perfectly designed for intimate family dinners or casual gatherings with friends. The kitchen boasts sleek stone countertops and is equipped with modern appliances including a range, microwave, and stainless steel refrigerator. The home features two generously-sized bedrooms and either could serve as a large master bedroom, with the other as a stylish home office or guest room. Both bedrooms are complete with long wall-to-wall closets that provide ample storage space. Each bedroom offers a peaceful retreat with cooling ceiling fans and plenty of natural light. The two full bathrooms were beautifully renovated in 2022 and feature modern fixtures and finishes that are always a point of high-praise from guests. One bathroom has a walk-in shower and access to a full-sized, stacked washer/dryer. The main bathroom located just outside of the bedrooms has a large vanity cabinet, huge lighted mirror, and a shower/tub combo with dual shower heads. These bathrooms are true highlights of this charming home. Outside, the property continues to impress with its well-maintained exterior. The stucco construction and high-quality shingle roof (new in 2019) are both durable and aesthetically pleasing. The large back yard is enclosed with lovely white vinyl fencing, offering privacy and security and making it an ideal space for enjoying the Florida sunshine or letting your pets out to safely run and play. There is an extra storage shed that sits on an 8 x 10 concrete pad that could also house a larger shed or workshop, if needed. The attached one-car garage provides secure parking, additional storage space, or room for your home gym equipment. For those who value convenience, this home is located only a half a mile drive to the local post office, gas stations, two wonderful Publix grocery stores (one in either direction), and the amazing Remy's Cafe (some of the best food around). The property is equipped with central heat and air conditioning, ensuring comfort throughout the year, and is connected to public water and electric utilities, with a septic tank for waste management. This home sits safely in a high-and-dry area atop a hill and does not require flood insurance, adding to its desirability. Additionally, the absence of HOA fees means fewer restrictions and more freedom to make this property your own. Don't miss out on the opportunity to make this charming and well-maintained home your own! Its thoughtful design, modern amenities, and prime location make it an excellent choice for anyone looking to enjoy the best of Florida living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,520 | $2,518 | $3,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.