Seller is firm on price. Welcome to Oak Creek Estates, a serene HIGH AND DRY community in the heart of Seminole. This 4-bedroom, 3-bathroom move in ready home, situated on a ¼ acre lot, offers over 3, 200 sqft of living space and the ultimate in privacy, being the last home on the block. Upon arrival, you are greeted by rustic charm with a modern flair, setting the tone for the unique features beyond the front door. Inside, imported Italian porcelain tile throughout is complemented by a rich wood ceiling and a floor-to-ceiling dual sided stone fireplace. A spiral staircase leads to the oversized loft, which overlooks the spacious living room. The kitchen, a chef's dream, features skylights that flood the space with natural light. White Quartz countertops and a large oversized island with ample barstool seating are paired with plenty of soft close white shaker cabinets with pull out drawers for storage. The kitchen is equipped with Café ridge and Kenmore elite stainless steel appliances, including a double wall oven, and a classic subway tile backsplash highlighted by dimmable under-cabinet lighting. Open to the dining room, perfect for entertaining, the space is adorned with the statement piece Eurolux Garden of Eden Chrome Pendant chandelier. Interior French doors separate the living room, enhancing the home's elegant flow. The oversized owner’s suite is a sanctuary of relaxation, featuring its own fireplace and an ensuite bathroom adorned with an imported chandelier, the Hanami Prisma, when you enter as well as dual sinks, a separate vanity, a modern freestanding soaking tub, and a seamless glass-enclosed walk-in shower. All guest bedrooms are generously sized, and an updated full bathroom includes a dual sink vanity. A triple sliding door leads to the screened-in lanai, overlooking a large private fenced backyard that is the perfect canvas to creating your very own oasis or even a future pool. Additionally, the private backdoor entrance to the bathroom and rear bedroom offers versatility, potentially serving as a charming mother-in-law suite if desired. For peace of mind, a new AC system, whole house filtration system (Aquasure), and a new water softener were installed in 2023. This home boasts a desirable location with complete privacy across the street as well as NO FLOOD ZONE, NO HOA or CDD fees and is zoned for A-rated Bauder Elementary. Outdoor enthusiasts will appreciate easy access to Boca Ciega Millennium Park, Seminole City Park, and the nearby 30-mile Pinellas Trail. Just minutes away, discover the pristine white sandy beaches of Indian Shores and Madeira Beach, as well as the vibrant Seminole City Center with a plethora of shopping, dining, and entertainment options. With excellent public and private schools nearby, the Seminole Rec Center, and proximity to Tampa International Airport, this location is second to none. Homes in this community do not hit the market often, schedule your showing today and make Oak Creek Estates your home today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $739,920 | $739,920 | $739,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,738 | $4,799 | $6,496 |
Total Monthly Payment | $5,276 | $5,337 | $7,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.