Very desirable Fairfax location in a neighborhood of large private lots and well-maintained homes. This end of the cul-de-sac, 3-bedroom Colonial on 2. 6 acres was recently painted and has important "big ticket" updates: a 4-year-old roof, furnace, all windows, screen doors and sliders in 2021, and generator-ready wiring in place for a 10, 000-watt unit. The new granite counters, wood floors, and vaulted ceilings are timeless, and the first-floor full bath allows for a bedroom with no stairs (now used for workout space). There is still plenty of time to enjoy summer on the large deck in the level backyard with an oversized shed for your toys, space for gardens, a firepit to gather around, and a fenced enclosure for canine companions, or maybe chickens? All this just down the road from Fairfax schools and groceries, +/- 20 minutes to Smuggler's Notch with its year-round activities and world-class skiing. 20 minutes to St. Albans medical facilities, restaurants, shopping, and movies. 30 minutes to Essex/Burlington in Chittenden County. Fidium Fiber has been installing fiber optic broadband in the area and it is available for this property per their website. Sale contingent upon finding suitable housing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$432,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $345,600 | $345,600 | $345,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,100 | $2,731 |
Total Monthly Payment | $2,577 | $2,577 | $3,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.