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487 Vernal Butler Road, Cairo, NY, 12413 | $695,000
Secluded, private, and sublimely positioned within nature's embrace, this property represents an exceptional lifestyle opportunity that rarely comes to market. Escape to your very own Catskill Mountain paradise with this enchanting 1898 Colonial, a haven for nature enthusiasts, homesteaders, and savvy investors alike. The outdoor oasis offers a treasure trove of activities right at your fingertips. Envision a life where 60+ sprawling acres of wooded beauty become your personal canvas, brimming with trails for exploration and the wonders of wildlife at your doorstep. Slide open the second floor master bedroom doors and step onto a spacious deck, complete with a hot tub, to greet the morning air and marvel at a stunning landscape punctuated by two tranquil ponds. Or imagine a morning hike up to the breathtaking view of a majestic 5-acre lake, perfect for fishing. Meander along the streams, let the sound of the waterfall soothe your senses, or venture out on a canoe or kayak for an afternoon of peaceful paddling. This 2-bedroom, 1. 5-bath residence is a blend of rustic charm and modern convenience, priced with updates in mind. Large windows invite an abundance of natural light. Three stoves add warmth and character throughout the home, while a dry basement, a top-notch Buderus furnace, and a whole house water filter ensure comfort and quality. For those with a vision for the future, this property boasts the potential for subdivision, creating even more opportunities for full-time residence, vacation home ownership, or investment ventures. An oversized one-car garage with an additional carport and a large shed/workshop cater to all your storage and creative project needs. With a beautifully landscaped yard that showcases an array of trees and plants, and an expansive backyard deck offering views of the surrounding natural splendor, this homestead is a living masterpiece. Embrace the chance to make it yours and become the steward of a truly remarkable Catskill retreat.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1898
- Garage: 1-car Detached
- Heating: Electric, Oil, Propane, Baseboard
- Cooling: Window Unit(s)
- Basement: Bilco Door(s), Partial, Unfinished
- Approx Sq. Feet: 2,257
- Acreage: 60.2
- Est. Taxes: $16,742
- Lot Desc: Level, Part Wooded, Possible Sub Division, Stone/Brick Wall, Private
- View: Mountain(s), Panoramic, Water
- Water Front: Yes
- Elem. School: Cairo-Durham Elementary School
- Middle School: Cairo-Durham Middle School
- High School: Cairo-Durham High School
- School District: Cairo-Durham
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: H6312348
- Days on Market: 132 days
- Website: https://www.raveis.com
/prop/H6312348/487vernalbutlerroad_cairo_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
487 Vernal Butler Road, Cairo, NY, 12413
$695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $1,395 | $1,395 | $1,395 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,689 |
| Total Monthly Payment | $5,186 | $5,182 | $6,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535