Everything you have been looking for! Mint condition raised ranch located on a very quiet side street in Orchard Hills Nicole Estates neighborhood! Over 1600 sq. ft on the main level and another 800 sq. ft, in the lower level. This home is full of surprises and lives more like a bilevel then a normal raised ranch. The main level has has a lovely living room with crown molding, hardwood floors and a classy pellet stove that will heat much of the home. This room flows into the dining room with crown molding and can hold a large dining room set. The kitchen has been remodeled with stainless steel refrigerator and micro. Double 30" convection ovens, gorgeous granite countertops, a breakfast bar, island and wood flooring The kitchen opens up to a main level family room with lovely built ins and a dining area. Sun fills this area surrounded with large windows and a vaulted ceiling with beams for a spacious feel! The primary bedroom holds a king sized bedroom set, two closets and a beautiful primary bath with a soaking tub and separate shower. There are 2 nicely sized bedrooms with wall to wall carpet. The main bathroom has an updated feel with quartz counters. The lower level sits well out of the foundation with large windows giving the family room a bright spot to enjoy! There are built ins and an entertainment center. There is a half bath off the family room with a washer and dryer. Beyond the family room is another heated room with laminate tile flooring and a closet. This could be a rec room, another bedroom, a home offices space, or an inlaw area! This room has a door to the manicured, fenced backyard. The patio is ready for your outdoor set and a place to relax. The two car garage has a workshop area, a wet sink, a large cedar closet and a huge 6 x 20 separate storage area in the rear of the garage. The 12 x 8 outdoor shed has electricity.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Dining Room | Hardwood Floor | Main |
Family Room | 2 Story Window(s),Skylight,Vaulted Ceiling,Built-Ins,Ceiling Fan,Hardwood Floor | Main |
Family Room | Book Shelves,Built-Ins,Ceiling Fan,Entertainment Center,Half Bath,Laminate Floor | Lower |
Half Bath | Built-Ins,Laminate Floor | Lower |
Kitchen | Remodeled,Breakfast Bar,Granite Counters,Eating Space,Island,Hardwood Floor | Main |
Living Room | Pellet Stove,Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Hydro-Tub,Stall Shower,Wall/Wall Carpet | Main |
Rec/Play Room | Ceiling Fan,Sliders,Laminate Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $673 | $673 | $673 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,087 | $4,015 |
Total Monthly Payment | $3,852 | $3,852 | $4,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.