Enjoy gracious village living in this spacious, light-filled 1898 home located a few blocks from the heart of historic Saugerties or use all or part of the property for short-term rentals. Built in the Federal style, this lovely multi-story home features 5 bedrooms, 2 full baths, and 2 half-baths along with an attractive 1-bed, 1-bath accessory apartment with separate entrance. For the past three years, both the main home and the apartment have been available for short-term rentals for family reunions, vacationers, and people participating in nearby HITS competitive horse shows. Hardwood floors and tall windows enhance the home's beautifully proportioned rooms, while North-facing windows on the upper floors provide views of the Catskills. The main home's front door opens to a central hall flanked by two grand living rooms. There are fireplaces in two rooms off the well-appointed kitchen, ideal for relaxing when the air turns cooler. Imagine logs crackling on an autumn afternoon after you or your guests have visited a pumpkin patch or apple orchard. Or imagine reading by the fireplace in an overstuffed armchair as snow falls outside. A half-bath completes the downstairs. A graceful curving staircase with period details leads to the second floor, where one of the three generous bedrooms contains yet another fireplace. This floor includes one full bath with a clawfoot tub, a half-bath, and a large laundry room. Another staircase leads to the third floor, where two bedrooms and a sizable bonus room are located. This floor includes one full bath, also with a clawfoot tub. For those using the home as a residence, each of the third-floor rooms could serve a different purpose. Possibilities include one or more offices for remote work, a playroom, den, craft studio, or library. This magnificent historic home also features an open-air porch off the kitchen and a screened-in porch toward the back. The 1-bedroom apartment has a deck with room for Adirondack chairs and a grill. Three sides of the property are surrounded by a charming white-picket fence. Public and private schools are nearby. The village of Saugerties boasts an independent bookstore, movie house, music venue, bagel shop, and diner, plus bakeries, chocolate shops, restaurants, cafes, and boutiques. A seasonal farmers market is held across the street near the Saugerties Historical Society and 1727 Kiersted House. Exit 20 of the NYS Thruway is a short 1. 5 miles away. The famous village of Woodstock is just over 10 miles. Kingston is less than 15 miles. Local ski spots include Belleayre and Windham. HITS-on-the-Hudson is 1. 3 miles away, near the 127-acre Cantine Field sports and recreation complex.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,038 | $1,038 | $1,038 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,273 | $4,709 | $6,557 |
Total Monthly Payment | $5,403 | $5,839 | $7,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.