Bring your dream and your vision to this 3 bedroom, 1. 5 bath Split level home in Claverack, offering plenty of potential for those who wish to make a home "their own". There is a wood burning fireplace that is made to be enjoyed by both the living room and dining room areas with its unique corner styled design, and hardwood floors flow throughout the home. The home has a great 4 season room with a wood burning stove ideal for less formal entertaining game space, while there is also a music studio, home office or family room space on the lower level. There are 3 nicely sized bedrooms upstairs with one having built-in captain's style beds. A few of the amenities include a 5 year old furnace, Anderson double hung windows, and a large, fenced backyard for children and pets. the fencing offers 3 entry ways into the back yard as well as to the inground pool (needs to be cleaned) and large decking and cabana area that will be ideal for outdoor entertaining once cleaned and readied. Also find a built-in garage and Central air conditioning, once repaired. This will be a great home for entertaining year round or for weekend fun too. 10 minutes to Amtrak and downtown Hudson for fun and food. Easy trip to Albany or the BerkshiresSold as isContingent for seller finding suitable housing t
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,999 | $295,999 | $295,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,538 |
Total Monthly Payment | $2,044 | $2,042 | $2,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.