Under contract-accepting backup offers. Price reduced by $10, 900! Welcome to your dream home in the quiet and safe neighborhood of Palm Coast, FL! This luxurious 2023-built home, featuring the Cali Plan, boasts an open floor plan with a spacious kitchen island, white cabinets, a large pantry, and stainless-steel appliances. The owner’s suite includes a large walk-in closet and a walk-in shower. The current owners have invested significant time, love, care, and finances into enhancing this beautiful home with premium upgrades such as a stylish backsplash, new pulls and knobs on kitchen and bathroom cabinets, new light fixtures throughout, a new front storm door, a new screen door on the patio, professional landscaping, a new shed, and a fence for added privacy and storage. Situated in a serene and secure area of Palm Coast, this move-in ready home is just 15 minutes from the famous Flagler Beach and close to parks, schools, shopping, and dining options. Take advantage of this fantastic opportunity—sellers are offering $5, 000 towards closing costs for buyers who bring a full-price offer, and for cash buyers, $5, 000 off the sale price. Don’t miss the chance to own this exquisite property – contact me today to schedule a viewing and experience the luxury and comfort this home offers!
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Our Executive Mortgage Banker:
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$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,802 | $2,325 |
Total Monthly Payment | $1,946 | $1,944 | $2,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.