Meticulously maintained 3 BR cape with a rolling lawn & established perennials. Enjoy the country setting from the deck or screened porch. Easy access to I 93, plus shopping, restaurants & close to many outdoor activities the Lakes Region is known for like a short ride to Gunstock for skiing or numerous area lakes for fishing, boating or swimming at one of the 2 Town beaches on Winnisquam or Hermit Lake. The kitchen updated/upgraded in 2018 with new & additional cabinets, stainless steel appliances, Elkay sink & Granite counter tops w island seating. The adjacent large dining room with tons of natural light has access to the deck & screened porch. 1st floor also has large living room, a bedroom, full bath, & laundry/den. This house is light filled with many windows throughout. Upstairs has a primary bedroom has a walk-in closet, 3rd BR, & a 2nd full bath. Both BRs have add'l dormer storage. A new spacious custom family room was added to the lower level which also has a garage and workshop. 2 sheds are also on the property for storage. Further upgrades include a new high efficiency FHW boiler in 2018. Replaced windows with double pane tilt-in (except 2nd floor bath). New flooring in 2018 in kitchen, dining room, living room, entry way, laundry room along with 2nd floor carpeting. New architectural shingled roof & water softener added in 2019. Whole house Generac generator installed 2018. Lower-level FR added in 2020 with wood pellet stove to keep toasty & access to the Patio.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $2,985 | $2,985 | $3,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.