Price improvement! Motivated Seller and all offers will be considered! **Charming Family Home in Pannaway Manor** For the first time in 60 years, this 2 bedroom, 1 bath home is on the market! Nestled in the Pannaway Manor neighborhood, its within walking distance to a nearby park, perfect for outdoor activities. Enjoy first floor living in this time-honored home, with additional versatile space upstairs that can be used as an office, playroom, or extra sleeping area. If more space is needed you can turn this Cape into a Colonial to accommodate your family. The home features a basement with a workshop and laundry area. A one car garage and a shed in the backyard provide extra storage! Conveniently just 3 miles from historic downtown Portsmouth, centrally located close to I-95 with quick access to both Maine and Massachusetts. 57 minutes from Logan airport and only 5 minutes from Pease Golf Course! Don't miss this opportunity to make this house your home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,406 | $3,129 |
Total Monthly Payment | $2,481 | $2,481 | $3,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.