257-261 Ferndale Road, Ferndale (Liberty), NY, 12734 | $239,900
Rare find and unique opportunity to buy 2 residences on 6. 45 beautiful and peaceful acres with a small pond, flower gardens, berry plants and fruit trees. Both are manufactured homes. Main house is 2 bedrooms (originally 3) and 2 full baths. This home is updated with wood siding, newer windows, and a spacious 500 SF deck. The main bedroom suite has a jacuzzi tub and rustic wood detailing. The addition with woodstove is currently used as a formal dining room but could also serve as a family room or large living room. Open plan offers dining/ kitchen/ living room with sliders to deck, another woodstove, cherry cabinets and granite kitchen counters! Bonus is wood heated Sauna (third woodstove)! The second home is a single wide with 3 bedrooms, 2 baths and renovations have started. Both homes sit back off the road with stone walls, gazebo and privacy. Needs some sprucing up but this could be a magical place It's all about the land! Live in one and rent the other or enjoy a great family compound near to many outdoor activities. Close to many attractions including Resorts World Casino, Bethel Woods Center for the Arts, skiing, area lakes, hiking trails, great hunting and fishing and less than two hours from the GWB! A stone's throw from Route 17 exit 101 for commuters. Come check it out today! This won't last! Cash only!
Features
- Town: Ferndale
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: See Remarks, Manufacture/Mobile w/Land
- Year Built: 2013
- Heating: Electric, Wood, Baseboard, See Remarks
- Cooling: None
- Basement: None
- Approx Sq. Feet: 1,400
- Acreage: 6.47
- Est. Taxes: $3,132
- Lot Desc: Part Wooded, Sloped
- Elem. School: Liberty Elementary School
- Middle School: Liberty Avenue Middle School
- High School: Liberty High Sch Acad-Newcomers
- School District: Liberty
- MLS#: H6285822
- Days on Market: 297 days
- Website: https://www.raveis.com
/prop/H6285822/257261ferndaleroad_ferndale_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
257-261 Ferndale Road, Ferndale (Liberty), NY, 12734
$239,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,920 | $191,920 | $191,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $261 | $261 | $261 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
| Total Monthly Payment | $1,613 | $1,612 | $1,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535