684 Ocean Palm Way, Saint Augustine, FL, 32080 | $3,790,000

Welcome to the epitome of coastal luxury living in this rare oceanfront gem located within the exclusive gated community of Sea Colony. Meticulously maintained and boasting unparalleled craftsmanship, this stunning 5 bedroom, 4. 5 bathroom home spans over 4, 700 square feet of timeless elegance. Step inside to find a harmonious blend of Craftsman style and beachy charm, highlighted by pristine pine wood flooring, 10-foot ceilings adorned with crown molding, and panoramic views of the Atlantic Ocean throughout. The reversed floor plan optimizes daily living with the kitchen, main living room, dining, and master suite on the upper level, offering seamless integration with the breathtaking ocean vistas. The gourmet kitchen is a chef's delight, featuring a spacious layout with a large island, double ovens, a Sub-Zero fridge, custom cabinets, exotic granite countertops, a beverage bar, and a wine cooler—perfect for entertaining guests or enjoying casual meals with ocean views as your backdrop Entertain effortlessly in this open floor plan and oversized living room with a custom imported stone fireplace calling for cozy nights. An additional great room is located on the lower level along with three bedrooms, which all offer their own private balcony--providing peaceful retreats with ocean breezes and breathtaking sunrise views. Indulge in your private pool surrounded by travertine pavers and mature palms, offering tranquility and privacy. Enjoy direct access to the beach just steps away via the nearby boardwalk, making this home feel like a private resort. Additional features include an elevator for easy access to all floors, ensuring convenience and accessibility for all residents and guests. Above your two-car garage is a private guest quarters, equipped with one bedroom, a full kitchen and bath, and gorgeous balcony views overlooking the community pool. This award-winning custom home has been featured in "Spectacular Homes of Florida, " showcasing its exceptional design and craftsmanship. Recent upgrades include a new metal roof with a lifetime warranty (2020), a tankless water heater (2023), and newer HVAC units, ensuring comfort and efficiency year-round. Located in one of St. Augustine's most coveted neighborhoods, this home offers not just a residence, but a lifestyle—a rare opportunity to own a piece of oceanfront paradise with unmatched luxury and serenity.

Features

  • Amenities: Beach Access,Clubhouse,Gated,Community Pool Heated
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 12197
  • Style: Craftsman,Single Family Home
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 4,719
  • Acreage: 0.28
  • Lot Size: 12197
  • Est. Taxes: $34,298
  • HOA Fee: $4,162
  • Lot Desc: East of A1A,Direct Ocean Front,Ocean Front
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 243068
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /eprop/243068/684oceanpalmway_saintaugustine_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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684 Ocean Palm Way, Saint Augustine, FL, 32080

$3,790,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,032,000 $3,032,000 $3,032,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 6.258% 6.201%
Monthly Tax Payment $2,858 $2,858 $2,858
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,423 $18,423 $25,586
Total Monthly Payment $21,406 $21,406 $28,569

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.