Cozy Cottage in the Woods - Discover tranquility & charm at this water view cottage nestled in the serene woods of Effingham, NH. Located at 5 Leland Road, this delightful home offers a perfect retreat from the hustle and bustle of city life. This property is a remarkable opportunity, featuring an additional waterfront lot on Providence Lake, making it an unbeatable buy. The rustic interior of the cottage includes a wood/coal stove, perfect for those chilly New Hampshire evenings. Perfect for those seeking a peaceful getaway. The property sits on a 0. 23-acre lot, providing space for outdoor activities, BBQ’s and gardening. Additionally, the included waterfront lot on Providence Lake offers endless possibilities for recreation, whether you enjoy kayaking, fishing, or simply relaxing by the water. Don't miss out on owning this piece of paradise in Effingham, NH.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $729 | $729 | $948 |
Total Monthly Payment | $974 | $974 | $1,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.