45 Croft Lane, Smithtown, NY, 11787 | $1,110,000

Finally Your Very Own Turn Key Farm In The Heart Of Horse Country! 50' From The Entrance Of Bridle Path, A 627 Acres Of Beautiful Lakefront Horse Trail Property, Blydenburgh Park. Huge Newly Sealed "Y" Style Driveway For Lots Of Parking And Guests With The Front Of The House Set On A Hilltop With A Sprawling Groomed Front Lawn Overlooking The Park's Stream. 160X70 Beautiful Natural Paddock For Jumping And Riding Lessons. Completely Enclosed To Keep Dogs And Chickens Safe. Also Includes A Huge Garden With Its Own Sprinkler Zone, 3 Oversized Turnouts With 3 Horse Enclosures, Tack Room For Saddles, Huge Chicken Coop With Automatic Door And 6" Cement Floor To Keep The Critters Out. A Separate Duck Enclosure With Pond And Duck House. Property Also Boast A Huge Paved Enclosed 12X20 Dog Pen. A Huge 2 Car Barn Style Garage With A New Paved Parking Area Able To Hold Four Cars, Horse Trailer And Toys Inside The Gate. Oversized 3YR Old Newly Stained Deck With A Set Back 72" Octagon To Fit A 6 Person Table Or A 6 Person Hot tub. That's Just A Glimpse Of What You Get Outside. As You Step Inside The Newly Renovated Property 2021-2022, Open Floor Plan, You Step Onto Porcelain Grey Tone 8X48 Wood Look Tiles With Radiant Heat. Natural Cut Beams Through Out The Remodeled Rustic First Floor With Stunning Newly Designed White Brick Propane 360' Walk Around Fireplace With A Saw Cut 8X8 Mantle, 2-Tone Kitchen Cabinets With All The Amenities. No Corners Cut Here! 2 Tier Countertops In Quartz, Subway Style Backsplash Really Completes This Beautiful Stunning Gourmet Kitchen. Wolf Commercial 36", 6 Burner Gas Stove, 42" Subzero Paneled Refrigerator, Sharp Hidden Drawer Style Microwave, Wine Cooler, And Bosch Super Quiet Paneled Dishwasher. Corner Garage Cabinet For Small Appliances, Hidden Garbage And Recycle Pail, Huge Deep Farm Sink And Separate Vegetable Sink With Strainers And Cutting Board In The Center Island. The Main Floor Bathroom Is Newly Remodeled In A Rustic Theme With An Antique Country Style Vanity And Stone Sink. 2 Guests Room On The First Floor Also Have Been Completely Renovated. Upstairs Has A Huge Primary Bedroom With Wood Flooring And A Huge Walk In Closet. Another Full Bath Completely Remodeled. The 4Th Bedroom Is Also Oversized With Three Large Windows To Let In the Sunlight. As You Make It Downstairs To The Finished Basement, You'll Notice The Higher Finished Ceilings, Cabinets Along The Wall For Additional Food Pantry And Storage. Laundry Room With Cabinets And Granite Countertop For Folding. Personal Gym, The Burner And Electrical Closet Kept Separate. On The Other Side A Fully Renovated Living Space, Full Bathroom And Summer Kitchen With Outside Entrance, Plenty Of Room For Mom! The House Is Completely Wired For Surround Sound In The Living Room And Outside Deck, Stereo Equipment Not Included, However Wiring Stays, Just Plug And Play. It Has 5CCTV Wired Security Cameras That Overlook All The Animal Areas So They Can Be Watched While You're Not Home. This House Has Everything Too Much To Mention, Just Come And Experience The Quiet Sanctuary Vibe.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Cape Cod
  • Year Built: 1955
  • Garage: 2-car Detached
  • Heating: Oil, Hot Water, Radiant
  • Cooling: Central Air
  • Basement: Finished, Walk-Out Access
  • Acreage: 0.94
  • Est. Taxes: $12,163
  • Lot Desc: Corner Lot, Private
  • View: Open, Park/Greenbelt
  • Middle School: Accompsett Middle School
  • High School: Smithtown High School-West
  • School District: Smithtown
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator
  • MLS#: 3564980
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /eprop/3564980/45croftlane_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-863-9800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

45 Croft Lane, Smithtown, NY, 11787

$1,110,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $888,000 $888,000 $888,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment $1,014 $1,014 $1,014
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,973 $5,396 $7,315
Total Monthly Payment $6,112 $6,535 $8,454

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.