Welcome to 153 East 57th Street, Apt. 8F, a charming south-facing studio apartment in the heart of Manhattan. This bright and airy residence offers an open-concept living space with large windows that flood the room with natural light. The thoughtfully designed layout maximizes the use of space, creating a comfortable and efficient living environment. Whether you are relaxing after a long day or entertaining guests, this studio apartment provides a warm and inviting atmosphere that feels like home. The Gotham Towne House is an outstanding, full-time doorman co-op with high shareholder ownership, impeccable financials, and subleasing for up to FIVE YEARS after one year of occupancy. An elegant renovated lobby, new elevators, BuildingLink (resident email notification), natural gas heat, a large updated Laundry Room with card system, both suitcase and bike storage, and access to a 24-hour parking garage. Maintenance includes ALL UTILITIES (no electric bill for the AC) and is 60% tax deductible. There is also a discounted Spectrum cable package that is currently $57 a month and includes Wifi and HBO. 75% max financing allowed. Sublets are allowed after one year of occupancy. Centrally located on Manhattan's Billionaires' Row and off Lexington Avenue, 153 E 57th St allows secondary home ownership, co-purchasing, and cats (dogs are not permitted). Central Park is only a short walk away, providing a serene escape from the hustle and bustle of city life. Whole Foods Market is just half a block away, Duane Reade is across the street and the subway hub for all eastside and west side trains is right around the corner, such as 4, 5, 6, N, R, W, E, M, F, Q. Some photos are virtually staged. There is a capital assessment of $45 per month till the end of 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$428,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $342,400 | $342,400 | $342,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,164 | $2,162 | $2,796 |
Total Monthly Payment | $2,239 | $2,237 | $2,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.