Big price drop!! Island living on wonderful Tierra Verde in beautiful PIRATES COVE! This remodeled and upgraded 3 bedroom, 2 bath waterfront townhome has the look and feel of a single family home. The main living area features a remodeled kitchen and living room with newer flooring, stainless appliances, LED lighting, granite counter-top, glass back-splash, under cabinet lighting, a pantry and a travertine-faced fireplace (electric). Exiting the living room through a hurricane rated doorwall leads to a patio (with matching porcelain tile) and wonderful views of the Sunshine Skyway Bridge, your personal boat-slip (#3), and the greenspace that is part of Pirates Cove (3. 38 acres total). Circular stairs lead down to the newly tiled ground floor patio granting you access to the heated/chilled pool and the main dock which also includes a cleaning station and built-in chairs to just sit and enjoy the view. Throw a line in and enjoy some fishing from there! The 2nd bedroom is also located on the main living area floor and includes plantation shutters and is directly next to the guest bathroom. As you move upstairs to the Owners Suite (615 sq ft) prepare to be awed at the sweeping views of Tampa Bay, the Gulf, mangrove islands, a vaulted wood-beam ceiling and a spa-like bath area including an oversized walk-in shower and marble dual sink vanity (new 11/23). This area also has a private water closet, wall of drawers, changing area, and another hurricane rated doorwall leading to a 135 sq ft private sun deck. The 3rd bedroom (currently used as an office) is upstairs from there and has a skylight, large closet, and lots of hidden storage. The ground floor contains a 1 car garage, workshop area, space for an additional refrigerator (water line runs there), storage closet, and a 15 x 10 bonus room. Another hurricane rated doorwall leads to the ground floor patio (also accessible from the circular stairs off the family room patio). There is additional parking in front of the garage as well as a dedicated space in the front of the home. The deeded slip has wrapped pilings and has recently been inspected/maintained for peace of mind. Pirates Cove has so much to offer: recently completed Pinellas Trail bike lanes, walking, fishing, boating, tennis across the street, kayaking, swimming, and manatee/dolphin watching. Many fine restaurants are across the street making local dining easy. Pirates Cove is pet friendly with 2 large dogs allowed. The HOA includes ground level water, cable TV package, internet (600Mbs), grounds/pool maintenance, and flood insurance. Start living today! Milestone inspection completed. Seller is a licensed Real Estate Agent
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,837 | $3,833 | $5,019 |
Total Monthly Payment | $4,390 | $4,386 | $5,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.