Beautiful home in move in condition in this sought after 55+ community of just 42 homes bordering the Oronoque Golf Course and Open Space. The 2-story entry and over 3000 sf of living space, leads to an office or 4th bedroom with a nearby full bath! This entry leads to an open floor plan encompassing kitchen with all wood cabinets, S/S appliances, center island and granite counters. Dining room has sliders to lovely wood deck overlooking lovely grounds. The large great room with vaulted ceiling, fireplace with a marble surround and ceiling fan is light and sunny! A wonderful space to just relax or entertain. The primary bedroom is spacious with walk in closet and a conveniently located laundry room and luxurious bath. Upstairs we have a large loft/sitting room which could also be an office. It leads to 2 bedrooms with a Jack and Jill bathroom. There is also the unfinished attic, floored with tons of space should you need it!!. In the lower level you'll find a large family room (adding an additional 420 sf) wall to wall carpet and sliders to the terrace and beautiful gardens! And Again, more storage!! The community clubhouse is where the parties and various clubs meet i. e. book club and chess club. Many gatherings, organized by the social committee, are planned throughout the year and the catered holiday party is one not to miss! Monthly luncheons are also planned at nearby restaurants and is a nice way to meet the ladies. The beautiful and quiet community of Maple Oak Reserve is conveniently located to shopping, fine dining, medical facilities, Long Island Sound, Beardsley Zoo, Booth Park, golf, wineries, antiques, theaters, commuter routes and train. You can leave those shovels and lawn mowers behind and come and enjoy all that Maple Oak Reserve offers. HOME WARRANTY!!!!
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Jack & Jill Bath,Hardwood Floor | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Eat-In Kitchen | 9 ft+ Ceilings,Breakfast Bar,Granite Counters,Island,Tile Floor | Main |
Formal Dining Room | Main | |
Full Bath | 9 ft+ Ceilings,Corian Counters,Stall Shower,Tile Floor | Main |
Full Bath | Main | |
Jack & Jill Bath | Corian Counters,Double-Sink,Tub w/Shower,Tile Floor | Upper |
Living Room | Bay/Bow Window,Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Loft | 9 ft+ Ceilings,Balcony/Deck,Hardwood Floor | Upper |
Office | 9 ft+ Ceilings,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Dressing Room,Hardwood Floor | Main |
Rec/Play Room | Patio/Terrace,Sliders,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,093 | $1,093 | $1,093 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,801 |
Total Monthly Payment | $4,910 | $4,906 | $5,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.