One or more photo(s) has been virtually staged. NEW PRICE REDUCTION --Lovely home, like new with many upgrades and features and sparkling clean. Perfect for retiree or smaller family with elementary school only three blocks away! Sellers have refreshed inside and out to make it new in the kitchen, baths and living spaces all with ceramic tiles. Split floor plan with primary bedroom and two guest bedrooms on opposite side of home. All rooms freshly painted and bright. Kitchen has new granite counters and new stainless steel appliances; baths have granite counters, new toilets and fixtures; interior laundry room with new washer and dryer. New whole-house Kinetico reverse osmosis water system installed May 2023. Septic tank flushed June 2024. Home also features newer roof (2021), seamless gutters, newer air conditioner (2020), new water heater (2024) installed generator outlet receptacle (2021); new garage epoxy flooring and air conditioning vent in ceiling. Home is not in Flood Zone. Nicely sized yard with vinyl chain link fencing and mature landscaping. Sparkling clean and bright home ready for quick move in. This won’t last - easy to show. Active video monitoring system inside and outside.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,212 |
Total Monthly Payment | $2,171 | $2,125 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.