This charming home just steps away from the water, offering four spacious bedrooms and two and a half bathrooms, making it perfect for families or those who love to entertain. The first floor features two bedrooms with ample closet space, a bright living room that seamlessly flows into the kitchen and foyer, creating an inviting space for gatherings. Upstairs, the second floor boasts an additional bedroom with an ensuite bathroom and a cozy family room with a loft that overlooks the living room. This unique feature provides a sense of openness and light, while a patio door leads to a deck above the main entrance, offering a lovely spot to enjoy the outdoors. The home is equipped with oil baseboard heating and wall unit cooling, ensuring comfort throughout the seasons. The kitchen includes a dishwasher, and the home is serviced by a gas stand-alone hot water system. Additional amenities include a partial attic and an unfinished basement, providing ample storage space. The outdoor area is just as impressive, featuring a private attached garage with space for two vehicles, a welcoming deck, patio, and porch, perfect for relaxing or entertaining. The property is also just steps away from a boat launch and the backyard features an in-ground private pool, ideal for enjoying the warm summer days. The ground floor bedroom has a patio door out to the deck and pool area which could easily become your summer pool house! The fenced back yard provides privacy and a safe space for children or pets to play. Nestled in a serene corner of Hampton Bays, this home offers easy access to parks and the beautiful waterfront, making it a perfect retreat. The post and beam construction with shingle siding adds to the home's charm and character, blending styleic elegance with modern convenience. This property is not only an ideal family home but also an excellent opportunity for investors. With its prime location close to Ponquogue Beach and excellent local restaurants. It holds great potential for rental income or future resale value.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,509 | $4,969 | $6,919 |
Total Monthly Payment | $5,392 | $5,852 | $7,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.