A vacation property that pays for itself, or a private residence. . . You decide! Seize the chance to own this meticulously updated pool home, approximately 3 miles from the vibrant Main Street of Downtown Dunedin! This property has been a wildly successful Short-Term Rental for the past four years, boasting an impressive average income of $91, 000 per year (income details available upon request). --- Not interested in operating a rental home? No problem! This spacious 1, 956 sq. ft. home in Wilshire Estates is perfect for your own enjoyment. Featuring a brand new kitchen, newer modern bathrooms, and durable laminate flooring throughout, it offers the perfect blend of style and comfort. --- Experience the best of Florida living in the tropically landscaped yard, complete with a newer inground pool (installed in 2021), a freestanding hot tub, and a custom tiki-bar. The home also boasts a newer A/C system (installed 2020), stainless steel appliances, high-end quartz countertops, and a large, open-concept layout. Additional blown insulation and an attic fan help make this home very energy efficient. NO FLOOD INSURANCE REQUIRED! Don't miss out on this incredible opportunity. . . Conveniently located with short commuting distances to Clearwater and Tampa. Wilshire Estates has an OPTIONAL HOA. . . NOT mandatory, and is located in UNINCORPORATED Dunedin! (AVAILABLE FULLY TURN-KEY FURNISHED)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $560 | $560 | $560 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,319 | $3,232 | $4,204 |
Total Monthly Payment | $3,971 | $3,884 | $4,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.