Spacious L-Shaped Ranch with 3 beds and 1 bath in a cul-de-sac neighborhood. Beautiful hardwood & tile floors throughout, newer roof & vinyl siding. Several windows have been replaced, new doors including Anderson slider, 200 amp electrical service, new well pump and tank & central air! Remodeled entryway has access to partially finished basement and one car garage with ample storage. Entryway features tile & custom oak stairs that lead to the spacious living room with eat in country kitchen beyond. Large primary bedroom with custom blinds, vaulted ceiling, 2 closets including a walk-in with oak shelving. Two additional bedrooms, full bath & an oversized hallway closet finish off the main level. On the lower level is a partially finished area with a flue & hearth for a stove with separate laundry & mechanical area. The house needs TLC but many of the larger items have been updated or replaced. Over the range microwave is currently not working & tiled tub wall needs repair or new surround. Retaining wall and rock stairs will need to be repaired as well. Pool has been removed. House being sold as is & seller will not make any repairs. There is a separate parcel of land to the rear of the house, which may convey with house (see map in attachments). Seller has extra kitchen floor tile and ceiling tiles for repairs that need to be done. Will not qualify for FHA
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 9.5 x 11.0 | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.0 x 10.3 | Main |
Eat-In Kitchen | Eating Space,Sliders,Tile Floor | 9.5 x 18.3 | Main |
Full Bath | Tub w/Shower,Tile Floor | Main | |
Living Room | Bay/Bow Window,Hardwood Floor | 13.5 x 25.0 | Main |
Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Walk-In Closet,Hardwood Floor | 17.2 x 19.4 | Main |
Rec/Play Room | Vinyl Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,920 |
Total Monthly Payment | $1,893 | $1,891 | $2,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.