PRIME WATERFRONT LOCATION! THIS HOME IS JUST 1 BRIDGE AND 20 MINUTES TO CHARLOTTE HARBOR LEADING TO THE GULF OF MEXICO! Spacious 3 bedroom, 2 bath, 2-car garage waterfront pool home on an oversized lot in the heart of Port Charlotte. The property features 80 feet of waterfrontage, a large wood dock with water and electric, plus a 10, 000 lb. boat lift with a new frame and canvas, offering the ultimate boating and water enthusiast's dream. The home is also equipped with Solar Photovoltaic system to maximize energy efficiency, monitored by a convenient phone app and fully paid for. Seller upgrades include brand new AC, new roof, Nova whole house water filtration system, hurricane windows, Storm Smart hurricane screens for the lanai and is wired for a whole house generator. The open floor plan and cathedral ceilings create an inviting atmosphere, with a large window in the living room for an abundance of natural light. The kitchen features stainless appliances, a convenient pass-through window to the lanai, breakfast bar and overlooks the family room offering skylights and a dry bar. The primary suite offers a private bath with new shower and a walk-in closet, while the two guest bedrooms feature walk-in closets and share a full bath with easy access to the pool. Outside, the covered lanai with a stamped concrete deck overlooks the screened heated pool and paver outdoor patio, providing the perfect setting for entertaining family and friends. Additional highlights include a Lifestyle garage door screen, two sheds for extra storage, a fenced backyard for boat trailer storage, an above-ground hot tub, nicely landscaped exterior plus both the interior and exterior have been repainted. Conveniently located near Murdock restaurants and shopping, this home offers easy access to schools, fishing, boating, golf, and is just a short drive to the new Sunseeker Resort, Charlotte Harbor, and downtown historic Punta Gorda with its beautiful parks, community events, and entertainment. Plus, it provides an easy commute to the gulf beaches. Don’t miss this opportunity! Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,610 | $3,607 | $4,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.