LOCATION! LOCATION! Community is across from Cosco. The home has a Winter Garden address but is in Lake County. This is a MUST SEE 4 bedroom, 3 bathroom home located directly on John's Lake! The home is in a prime location, between Winter Garden and Clermont, with picturesque views and a tranquil atmosphere. The home has an open floor plan overlooking the lake, with the great room compete with wood-burning fireplace, dining room and gourmet kitchen in view, upon entry. The heart of the home is the gourmet kitchen that features state of the art appliances, custom cabinetry, and a gas cooktop in a large island, ideal for culinary enthusiasts and entertaining. There is an oversized mud room for laundry, extra storage, and shoes/jackets/equipment. There are three bedrooms and two bathrooms upstairs, all recently remodeled. The newly added, sprawling back porch is covered with tongue and groove cedar ceiling, the floor is durable Trex deck, framed by custom iron and wire railings, and accessible by a classic spiral staircase. Disney and Universal fireworks can be seen nightly, there is a clear line of sight to the Space Coast for shuttle launches, and sunrises and sunsets over the lake are often breathtaking! As you walk downstairs, you enter two large rooms, one with a second fireplace, for living and entertaining. This level also contains a fully remodeled fourth bedroom and third full bath, providing the opportunity for a second master suite. There are beautiful, original terrazzo floors, illuminated with tons of natural light by two triple sliding glass doors. New wet bar downstairs that is perfect for entertaining. The backyard is large with plenty of room to add a pool, outdoor kitchen space, and additional entertaining features. The quiet public boat ramp provides easy access for use of boats and water toys, and the private neighborhood beach and bridge are lovely additional amenities to an already quaint neighborhood. The home is uniquely located in west Winter Garden, in Lake County, putting the home in close proximity to Oakland and Clermont. There is easy access to the Florida Turnpike, 429, old hwy 50 and other major roads, but the location feels secluded, thanks to being "tucked back" in the Suburban Shores neighborhood.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,590 | $5,590 | $7,763 |
Total Monthly Payment | $6,177 | $6,177 | $8,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.