Welcome to your charming oasis in the heart of Port Charlotte Village, a sought-after 55+ community known for its welcoming atmosphere and vibrant social scene. Nestled at the end of a peaceful cul-de-sac, this 1, 512-square-foot home with greenbelt views, an open floor plan and a new roof 2023, showcases 2 bedrooms, 2 bathrooms, a bonus room and a covered carport offering both comfort and convenience. As you step into the double-wide home you're greeted by an open and spacious living/dining room adorned with crown molding and vaulted ceiling that easily flows into the kitchen area. The eat-in kitchen has ample counter space, an abundance of sleek white raised panel cabinets/drawer space for storage, a walk-in pantry closet, water filtration and new wood laminate flooring. Enjoy meals at the breakfast bar or in the adjacent dining room area with sliders out to the lanai. The laundry is nestled behind bi-fold doors for your convenience. French doors open to a bonus room ideally suited for a variety of uses – a home office, sitting room, exercise room or even a guest room. The primary suite boasts generous space, complete with two closets (one is a walk-in) a ceiling fan, and crown molding. The bathroom offers a linen closet, a large vanity area, and a step-in shower for ease of use. A spacious second bedroom and a full guest bathroom ensure family and visitors' comfort. One of the highlights of the home is the fabulous 12x12 screened lanai, perfect for enjoying serene greenbelt views and the Florida sunshine year-round. The covered carport accommodates one car with additional space for a golf cart and an extra wide driveway for additional vehicles. Residents of Port Charlotte Village enjoy a variety of amenities including a pool, shuffleboard courts, pickleball, a bocce court, a card room, library, and a community center bustling with activities. This community is ideally located near shopping, dining, and major highways such as US-41 and I-75, with Southwest Florida's renowned Gulf beaches just a short 20-minute drive away. Don't miss out on this opportunity to own a low-maintenance home in a prime location where relaxation and recreation are a way of life. Schedule your private tour today and discover why Port Charlotte Village is the perfect place to call home!
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Our Executive Mortgage Banker:
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$199,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,996 | $159,996 | $159,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,222 | $1,221 | $1,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.