Under contract-accepting backup offers. Come fall in love with this beautiful 2023, 4/2/2 built by a very reputable builder which comes with a 10 year structural warranty. Owners have professionally landscaped front and backyard. Screened enclosed front and back patios. Beautiful 6ft white vinyl fence entire backyard for privacy. New shed for storage to help keep your garage organized. Owners bought new refrigerator and range. Sentricon perimeter installed 2024 termite bond is transferable. Whole house surge protector on meter. Open floor plan. Kitchen and bathrooms have beautiful black granite countertops. Kitchen sink window overlooks gorgeous backyard. Master bathroom has double sinks and walk-in shower. Manufactured wood vinyl plank flooring throughout entire home. 15 seer AC system. Garage has a side entry door. Best part no HOA. Home is close to bike/walking trails, parks, shopping, Crystal River and the serene beautiful Rainbow River. Improvements by seller not including labor:
Shed 4000
Fence 7000
Screen porches front and back 2200
Patio 1500
Landscaping 6000
Appliances new LG washer dryer stove refrigerator 6000
Window treatments 1500
Total added: 28, 200
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $11 | $11 | $11 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,510 | $1,986 |
Total Monthly Payment | $1,717 | $1,595 | $2,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.