Immerse yourself in a world of charm at this captivating 2-bedroom, 1-bathroom cottage in Highland. Just a stone's throw away, the Walkway Over the Hudson beckons you for a stroll across the river with breathtaking panoramic views. Inhale the crisp fresh air and soak in the grandeur of the Hudson Valley. The iconic Walkway Over the Hudson is practically your neighbor, while the convenient Mid-Hudson Bridge grants you easy access to Poughkeepsie. Vibrant shops, renowned restaurants, and cultural attractions are all just minutes away, offering the perfect blend of tranquility and city thrill. Adventure isn't confined it flows in every direction! The nearby towns of New Paltz and Gardiner offer a delightful blend of culture and charm. Explore eclectic shops, indulge in farm-to-table cuisine, or lose yourself in the beauty of historic landmarks all this awaits, just moments from your doorstep. Step inside the meticulously renovated cottage and prepare to be impressed. Gleaming mechanicals and a fresh, modern aesthetic guarantee a move-in-ready experience. For year-round comfort, convenient mini-split systems ensure a perfectly climate-controlled atmosphere. Sunlight streams through the windows, illuminating the open concept living area a perfect space for creating cherished memories with loved ones. A beautifully appointed full bathroom provides a touch of spa-like serenity, while the dedicated dining area promises countless laughter-filled meals. The kitchen is great for making meals, and the spacious additional area beyond is ideal for entertaining. Imagine balmy summer evenings spent here, with laughter echoing through the space as you seamlessly transition outdoors through sliding glass doors. The inviting backyard beckons, blurring the lines between indoor and outdoor living, creating a dreamlike symphony for your senses. This home also boasts new roof, siding, septic, and well pump, ensuring peace of mind for years to come. With washer and dryer hookups included, and spray foam insulation for savings on utility costs, this cottage is designed for both comfort and efficiency. This enchanting cottage isn't just a place to live it's a launching pad for adventure, a haven for relaxation, and a place to weave a tapestry of unforgettable memories. Don't let this idyllic escape slip away make it your own and start living your dream today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,691 | $1,648 | $2,109 |
Total Monthly Payment | $2,137 | $2,094 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.