Under contract-accepting backup offers. Charming 3/2 Waterfront Property with Boat Dock. Come see this meticulously maintained home in the sought-after Lake Beresford Terrace Area. Upon entering through the front door, you're greeted by a formal living room with stylish Vinyl Plank floors. The kitchen boasts solid wood cabinets, Granite countertops, Ceramic tile floors, Tray ceilings, and Stainless steel appliances including a refrigerator, Range, Dishwasher, and microwave. The spacious family room (17' x 20') features Vinyl Plank floors, abundant natural light from numerous windows, a Ceiling fan, and a convenient side entry door to the backyard. French doors with built-in adjustable blinds lead out to a stunning 414 sq ft screened-in Florida room/covered patio. This outdoor space is ideal for entertaining with its ceiling fans, ample room for dining furniture, and a comfortable patio set. Additionally, the owner has invested in $1800. 00 worth of aluminum awnings to shield from rain and provide shade, enhancing outdoor enjoyment. Vinyl window sills have also been installed for easy maintenance. The Primary Bedroom offers dual closets for ample storage. The recently added Master Bath features a double-sink vanity, a walk-in shower with elegant glass doors, Ceramic Tile flooring, and a generously sized walk-in closet. Bedrooms 2 and 3 are adorned with Vinyl Plank floors, Built-in Closets, and Ceiling fans, offering comfort and functionality. Recent upgrades include a new Roof installed in 2023, an HVAC System replaced in 2022, and a new well Pump installed in June 2024, New Hot water heater just installed 7/26/24. The home also features a dedicated well pump for irrigation purposes. Outside features beautiful landscaping, Lot size just under 1/2 acres, Majestic Oak trees, flowering bushes, Storage shed for all your yard tools and Lawn mower. Back yard features a seawall with covered boat dock with boat lift. Dock has power and lots of room for patio & Lounge furniture. The property boasts stunning landscaping on just under half an acre, adorned with majestic Oak trees and vibrant flowering bushes that enhance its natural beauty. A convenient storage shed is available for housing all your yard tools and a lawn mower, ensuring easy maintenance of the expansive grounds. The back yard is highlighted by a seawall and a covered boat dock complete with a boat lift. The dock is equipped with power and offers plenty of space for patio and lounge furniture, perfect for enjoying the serene waterfront setting. This home has so much to offer, Boating, Fishing, Water skiing, Located just minutes to shopping, hospitals, Florida Beaches, Stetson University, Amtrac and the New Sunrail Train station almost completed and located within a couple of miles. This home offers an exceptional lifestyle with access to boating, fishing, and water skiing right from your own backyard. Come see this home today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,083 | $3,004 | $3,812 |
Total Monthly Payment | $3,453 | $3,374 | $4,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.