Introducing 389 Landing Avenue, a magnificent Farm Ranch nestled on over an acre of park-like grounds. This expansive home features four bedrooms, two and a half baths, and a wealth of impressive amenities. The first floor showcases a sunlit eat-in kitchen, a generously proportioned dining room, and a spacious living room with a wood-burning stove. Three well-appointed bedrooms, a private office, a full and half bath, a family room with a fireplace as well as a bar, and a den - currently utilized as a home theatre - complete this level. The second floor hosts the expansive primary en-suite bedroom, featuring a Juliette balcony overlooking the lush backyard, along with a walk-in closet spacious enough for even the most avid shoe collectors and bag enthusiasts. Outside, the terraced backyard invites with a refreshing pool, a patio area shaded by a pergola, and a deck off the kitchen, currently outfitted with a movable firepit. The garage is currently being used as a large home gym. Originally renovated in 2001 and thoughtfully updated since its acquisition by the current homeowners in 2019, this home effortlessly blends modern comforts with timeless style. Located under two miles from the LIRR, the residence offers convenient access to Smithtown beaches, Sunken Meadow Park, Stony Brook Harbor, Caleb Smith and Blydenburg parks, and other beloved north shore destinations, perfect for an active lifestyle amidst unparalleled natural beauty. Nearby shopping and dining options further enhance the appeal of this exceptional property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,463 | $1,463 | $1,463 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,543 | $3,904 | $5,437 |
Total Monthly Payment | $5,098 | $5,459 | $6,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.