This completely updated ranch at 21 Hillcrest Ln in Ludlow Ma. located on a very quiet street has almost 2700 square feet on the main floor with 3 bedrooms and 2 full baths. As you step inside you'll immediately notice the spacious and open floor plan, perfect for entertaining. The large family room, with pellet stove, is a perfect place to spend those chilly New England evenings. The many bay windows and skylights throughout the home provide an abundance of natural light, creating a warm and inviting atmosphere. The kitchen is a chef's dream, featuring newer appliances and plenty of counter and storage space. The basement features an additional full bathroom and two more bedrooms. The 4 season porch boasts 8 vertical windows with electric blinds overlooking the true oasis outside, an 8 person hot tub, with the above ground pool perfect for those hot summer days, and the 2 car garage provides plenty of added storage space. With more updates than I can list schedule your showing today.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Bedroom 3 | Flooring - Vinyl | First |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Kitchen | Flooring - Vinyl, Countertops - Stone/Granite/Solid, French Doors, Kitchen Island, Lighting - Pendant | First |
Living Room | Skylight, Cathedral Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Flooring - Hardwood | First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,917 | $3,793 |
Total Monthly Payment | $3,633 | $3,633 | $4,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.