Welcome to this charming raised ranch nestled on just under half an acre of serene property. With 4 bedrooms and 3 bathrooms, this home offers generous space and comfort. As you enter, the upper level consists of your the sun-lit living room adorned with bay windows, large eat-in kitchen, adjacent to your formal dining room, with access leading to the expansive deck. Three bedrooms, including your primary suite, plus another full bathroom round off this main floor. Downstairs, you are greeted with a second living room equipped with a brick-faced wood burning fireplace, 4th bedroom, private laundry plus a half bath with walk-out access to the backyard. Outside, the expansive yard offers endless possibilities - from gardening to hosting outdoor activities. This home combines the tranquility of suburban living with easy access to amenities and commuter routes. Don't miss out on this wonderful opportunity to own a spacious raised ranch in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,279 | $1,279 | $1,279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,679 | $4,723 |
Total Monthly Payment | $5,097 | $5,050 | $6,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.