Discover the hidden potential of this Hastings, Florida residence, a diamond in the rough poised to become your forever home. Situated near the historic gems of Palatka and the coastal charm of St. Augustine, this property offers a unique blend of proximity to amenities and the tranquility of a private road at the end of a cul-de-sac. This fixer-upper home, although in need of some tender care, holds the promise of transformation into the perfect sanctuary. The private road ensures a peaceful setting, creating a retreat-like atmosphere where you can unwind and create lasting memories. The location, close to Palatka and St. Augustine, brings together the convenience of urban amenities and the allure of coastal living. What sets this property apart is the inclusion of two additional lots "0. 42 Acres", expanding the possibilities for your dream abode. These adjacent lots not only provide extra space but also serve as a canvas for your creative vision. Whether you envision a sprawling garden, additional structures, or a secluded outdoor haven, the potential is as vast as the land itself. Seize the opportunity to craft a unique living experience on this trio of lots, tailoring the space to suit your lifestyle. The mature trees and natural surroundings enhance the sense of privacy, making this property a canvas for your dreams. Create your forever home, surrounded by nature, with the convenience of Palatka and the charm of St. Augustine just a short drive away. Don't miss out on this rare chance to secure not just a home but a canvas for your vision, complete with the space to make it truly yours. Embrace the potential of this Hastings property, where the journey of turning a house into your dream home begins.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,920 | $123,920 | $123,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $824 | $824 | $1,063 |
Total Monthly Payment | $1,016 | $1,016 | $1,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.