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11440 1st STREET E, #1, Treasure Island, FL, 33706 | $399,000
LOCATION-LOCATION-LOCATION-ON THE WATER WITH BOAT DOCK SLIP - walk 2 blocks to beach, walk to restaurants, bars, shopping and grocery stores.
2 story boutique condominium in 10-Unit building. The new Florida Condo Safety Law going into effect on Jan 1, 2025 does not apply to this building. The new law applies to all condo buildings 3 stories and higher and requires full structural inspections and all repairs completed within 1 year. Additionally, all reserve funds must be fully funded as well. As such, 2 story building units are in HIGH DEMAND.
Condo is fully furnished turn-key and ready to rent or move in, includes all amenities in the unit. Condo is located on a navigable waterway minutes by water to John’s Pass inlet to the Gulf of Mexico and 2 blocks to Treasure Island beach. Includes permanently assigned boat dock slip #4, reserved parking space and lockable storage space. Condo common areas include heated pool, bike rack, huge patio with picnic tables on the water, coin-operated laundry room, docks for fishing and boat slips. Watch the dolphins and manatees swim by. Central HVAC cooling / heating system replaced in 2020.
The condo is in RM15 zoning which allows for 6 change-overs (7 guests) per rolling 12 months. There are no rental restrictions in the condo by-laws. Very rare to find 650sf of living space on the water, 2 blocks to beach with a dedicated boat slip and heated pool.
Features
- Heating: Central
- Cooling: Central Air
- Levels: 2
- Amenities: Pool
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area, Laundry Room
- Complex: COPA PALMS CONDO
- Year Built: 1969
- Common Charge: $508 Monthly
- Approx Sq. Feet: 650
- Est. Taxes: $2,749
- Elem. School: Azalea Elementary-PN
- Middle School: Azalea Middle-PN
- High School: Boca Ciega High-PN
- Pet Policy: No
- Appliances: Disposal, Microwave, Range, Refrigerator
- MLS#: A4616603
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4616603/114401ststreete_treasureisland_fl?source=qrflyer
Listing courtesy of FLATFEE.COM Phone: 954-965-3990
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11440 1st STREET E, #1, Treasure Island, FL, 33706
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,939 | $1,939 | $2,523 |
| Total Monthly Payment | $2,243 | $2,243 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388