Discover rustic charm and modern convenience at St. Joseph's Rest, a tiny house on wheels located on Stratton Mountain's Access Road. Nestled on the banks of the Winhall river, this cozy retreat offers a perfect escape into nature. The lush greenery, fruit trees and proximity to Stratton Mountain make it a peaceful sanctuary for outdoor enthusiasts. The house's shell was fabricated by Jamaica Cottage Shop in 2019 and features an eastern white pine, board and batten exterior with a covered porch perfect for morning coffee and taking in the natural surroundings. Inside it is thoughtfully designed to maximize space and comfort. Complete with a heater that runs off bottled propane and a small wood burning chimenea. There is a galley kitchenette with a microwave. There is no well or running water. A loft bed maximizes vertical space, offering a snug retreat accessible via a sturdy ladder. The efficient layout includes a lofted area and utility closet with ample storage, keeping the living area uncluttered. The house is equipped with electricity, however, there is no plumbing, no well, and no wastewater system. This property is designated as a "primitive camp" and per the state of Vermont it can be used no more than three consecutive weeks per year and no more than a total of 60 days per year.
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $48,000 | $48,000 | $48,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $319 | $319 | $412 |
Total Monthly Payment | $394 | $394 | $487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.