SO MUCH TO OFFER! Lovely three-bedroom, two bathroom manufactured home, nestled in the heart of Ridgewood Oaks-- a vibrant 55+ resort community in sunny Florida. This friendly community offers a wide range of exciting activities and outings throughout the year, from tennis and pickleball to shuffleboard and social gatherings at the cozy clubhouse. With pet-friendly policies in place, you can bring your furry friend along. The home has a large, eat-in kitchen, featuring stone counters that add a touch of sophistication, stainless steel appliances, and a spacious farm sink. With ample counter space and storage, this kitchen is designed to make cooking and entertaining a breeze. The open concept living & dining room areas add to the entertaining ease. Just off the dining room are sliding doors to the enclosed lanai with its own separate a/c unit. Serene primary bedroom suite with walk-in closet and spacious en-suite bathroom. That primary bath has dual vanities and plenty of storage. The separate tub and shower are perfect for unwinding after a long day. The second bedroom with walk-in closet, is great for visiting guests. The third bedroom has dual closets, and was recently used as an office. The kitchen has an adjacent laundry room with Kenmore Elite appliances and extra storage. The attached garage is the perfect workshop & home for a golf cart. It has a window a/c unit, utility sink, and an extra refrigerator. Monthly fees of $205 include cable, internet, trash, & grounds maintenance. NO LOT RENT! The land owned community of Ridgewood Oaks offers a heated pool, heated spa, 24 hour gated security, clubhouse, tennis courts, pickle-ball courts, covered outdoor fitness equipment, and plenty of opportunities to make new friends. Ridgewood Oaks is near retail, dining, the public library, outlet malls, I-75, and of course the Manatee River. Whether you're looking to unwind or get active, RIDGEWOOD OAKS has something for everyone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $1,817 | $1,815 | $2,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.