304 14th STREET SW, Ruskin, FL, 33570 | $590,000

Lot Listed at Current Appraised Value!! Discover Your Dream Waterfront Property! Escape to your own piece of paradise with this spectacular saltwater canal vacant lot. Located in a serene and sought-after neighborhood, this property offers the perfect canvas to build your dream home. Here’s why you’ll fall in love with it: Nestled along the Ruskin Inlet in a deepwater canal, enjoy breathtaking water views and direct access to some of Tampa Bay’s best fishing and boating spots This impressive 99x145, 0. 32-acre lot offers the perfect canvas to build your custom-designed residence. Nestled in a quiet residential neighborhood, this property provides a peaceful retreat with convenient access to urban amenities. Immerse yourself in the serene ambiance of a deep-water canal, perfect for relaxing evenings and picturesque sunsets over the horizon. Benefit from a newly constructed cement seawall reinforced with Rip Rap, featuring a covered composite dock with electricity and an impressive 18, 000 lb. capacity. This low-maintenance dock is resistant to rot, decay, and marine borers, ensuring durability and ease of upkeep. Whether you envision a contemporary oasis, a charming coastal cottage, or a luxurious estate, this lot offers limitless potential to create your perfect getaway. Access to nearby amenities such as dining, shopping and entertainment ensures convenience without compromising on privacy and tranquility. With property values in the area steadily appreciating, this lot not only promises an idyllic lifestyle but also represents a sound investment in your future. Don’t miss out on this rare opportunity to own a piece of waterfront paradise. Whether you're seeking a permanent residence or a weekend getaway, this lot promises an unparalleled waterfront lifestyle. Enjoy direct water access to Tampa Bay and St. Petersburg with sailboat water and no bridges, making it ideal for boating enthusiasts. Call today to schedule your viewing and start envisioning your future at Gull Haven! Your dream waterfront lifestyle awaits! The Buyer and buyer's agent are responsible to verify all inspections and listing information.

Features

  • Lot Size: 99 x 142
  • HOA Fee: $50 Annually
  • Lot Desc: Buildable, Cleared, Cul-De-Sac, Fire Hydrant, City Lot, Level, Oversized Lot, Private, Street Lights
  • View: Water
  • Pet Policy: Yes
  • MLS#: P4930822
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/P4930822/30414thstreetsw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 4:17:16 PM)
Listing courtesy of XCELLENCE REALTY, INC   Phone: 866-595-6025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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304 14th STREET SW, Ruskin, FL, 33570

$590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $472,000 $472,000 $472,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,140 $3,137 $3,980
Total Monthly Payment $3,232 $3,229 $4,072

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.