Welcome to 12 Spinnaker Lane, a stunning detached 3-bedroom, 2. 5-bath condo nestled in the prestigious Heron Pointe community, a gated bayfront enclave overlooking the picturesque Great South Bay that comes with its own boat slip. This expansive 3, 200 square foot home offers a perfect blend of luxury, comfort, and breathtaking water views. This home boasts a generous layout, with multiple living spaces that capture the essence of waterfront living. Enjoy spectacular water views from the eat-in kitchen, master bedroom, living room, and two decks. The master bedroom suite is a serene retreat featuring a cozy fireplace, two walk-in closets, panoramic bay views, and an en-suite bathroom designed for relaxation. The eat-in kitchen is equipped with top-of-the-line appliances, ample counter space, and scenic water vistas, making it a chef's delight. Updated crawl by Healthy Basement and whole house generator. Two waterfront decks provide the perfect places to enjoy breathtaking sunrises and sunsets. The home features a convenient 2-car attached garage, offering ample storage space and protection for your vehicles. This home also boasts walk-in closets, pantry, and attic storage. As a resident of Heron Pointe, you'll have access to a variety of exclusive amenities, including a clubhouse, tennis courts, an inground pool, and a private beach. Included with this property is a private boat slip, making it ideal for boating enthusiasts. Enjoy the best of both worlds with proximity to the vibrant amenities of Patchogue Village and Bellport Village. From dining and shopping to cultural attractions and recreational activities, everything you need is just a short drive away. Experience the ultimate in waterfront living at 12 Spinnaker Lane!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $916,000 | $916,000 | $916,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $962 | $962 | $962 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,129 | $5,640 | $7,607 |
Total Monthly Payment | $6,216 | $6,727 | $8,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.