Seller offering up to $7, 000 to pay down your closing costs!!! Step into this tastefully updated home and experience the spacious, inviting interior that boasts all-new paint and stylish tile flooring throughout. The thoughtfully crafted wood beams on the ceilings and new ceiling fans add a touch of elevation and comfort. The kitchen is a standout feature with granite countertops, shaker cabinets, and top-of-the-line stainless steel appliances, making it a dream for any home chef.
The well-sized bedrooms are perfectly situated near the beautifully redone bathroom. Not to mention the spacious Bonus Area not included in the listed square footage! Over 500 sq ft of flex space boasting a laundry area and spacious half bathroom. Additionally, there is another room with its own private entrance/exit from the backyard, available as a storage room or can be used as another bedroom!
Step outside to the expansive yard, a blank canvas for creating your own outdoor oasis. The fully fenced-in backyard has two areas: One is turfed for low maintenance enjoyment, the 2nd backyard which is also fully fenced-in provides alley access and ample room for water toys, boats, RVs, and more! Additionally, there is a large shed for extra storage space.
Key updates such as the newer roof in 2018, HVAC system replaced in 2019, Water Heater replaced 2022, New wood fencing, New exterior landscaping, New window treatments, New Refrigerator to ensure peace of mind for years to come.
The property's prime location near US 19 offers easy access to shopping, dining, major medical facilities, and the vibrant downtown St. Petersburg, all within a 20-minute drive. Not to mention, top-rated beaches are just a short trip away, perfect for enjoying the Florida sunshine! NO HOA AND NO FLOOD ZONE. NO FLOODING OR DAMAGE AFTER HURRICANE HELENE OR MILTON! Book your private showing today!
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$317,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $253,600 | $253,600 | $253,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,687 | $1,666 | $2,139 |
Total Monthly Payment | $2,278 | $2,257 | $2,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.