Welcome to your dream home in the heart of Baychester! This beautifully renovated single-family house offers the perfect blend of modern amenities and classic charm. The first floor features a spacious living room, ideal for family gatherings and entertaining, along with an elegant dining room that is perfect for hosting dinners and celebrations, leading to the kitchen and laundry room. And there is a convenient half bathroom for guests. Upstairs, the second floor boasts two bedrooms with ample closet space and a full bathroom. The basement adds incredible versatility to the home, with a kitchenette and two additional bedrooms that can be used for guests, a home office, or extra family space. Another full bathroom in the basement adds to the home's overall convenience and comfort. Outside, you will find an expansive backyard, great for outdoor activities and relaxation. The large driveway can accommodate 4 cars, a rare find in the area, making parking easy for you and your guests. Located in close proximity to shopping and dining areas, this home ensures that everyday errands and nights out are a breeze. Don't miss out on this exceptional Baychester gem schedule a viewing today and experience all that this beautiful home has to offer! Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,689 |
Total Monthly Payment | $4,355 | $4,257 | $5,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.