FABULOUS updated colonial on 2 acres, and with finished walkout basement, 2 car attached garage, above ground pool with custom wraparound deck, a stocked pond, and a NEW roof -- all just 1 1/2 miles from New Paltz's dynamic downtown! Located in the desirable Harvest Hills neighborhood. Meticulously cared for by original owners (who actually built it themselves) -- and it shows! Note the curb appeal and gorgeous landscaping upon pulling into the driveway (recently resealed). Walk up to the classic country front porch, and enter into a bright & airy tiled foyer with beautiful crown molding detailing. Main floor features sparkling hardwood floors throughout the formal dining room, into the family room area (with pellet stove and sliders to back deck), open kitchen with granite countertops & stainless steel appliances (and a wine cooler!), formal dining room & recently updated powder room. Upstairs features a spacious primary en suite with recent custom updates to the primary bathroom (custom cabinetry with plenty of storage, garden tub & shower), a walk-in closet, and an additional closet. Three other good size bedrooms and an additional full bathroom with tub also on second floor, along with washer & dryer for added convenience. Efficient ductless AC units on first & second floors also have heat pumps for second heating source. Finished basement (large family room) walks out to bluestone patio (and also enters into 2 car garage). Multi-level deck off family room leads to pool and stunning backyard views of pond (and seasonal views of the world famous Mohonk Mountain House). Tasteful backyard shed for garden/lawn/pool equipment. And what a spectacular location in the shadows of the Shawangunk Mountains, all that incredible New Paltz & the surrounding Hudson Valley area has to offer (and this upscale subdivision is actually adjacent to SUNY New Paltz), the popular Wallkill Valley Rail Trail is within a half mile away (for biking, running & walking), orchards, wineries, breweries, great restaurants & entertainment, some of the best hiking in the world, close to the Catskills AND the Hudson River, and so much more. Country living at its finest, but with all the amenities nearby -- and close to NYS Thruway for commutability, too!
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Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,126 | $1,126 | $1,126 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,573 | $3,573 | $4,647 |
Total Monthly Payment | $4,791 | $4,791 | $5,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.