23315 Charlston PLACE, Land O Lakes, FL, 34639 | $470,000

Come take a look at this stunning home! It features 4 bedrooms, 2 bathrooms, and over 2, 000 sqft of living space, offering plenty of room for you and your guests. The spacious living area is perfect for movie nights and entertaining, providing a warm and inviting atmosphere. The nicely sized fenced backyard is ideal for hosting gatherings and offers a secure space for your furry friends to play.

Located in the sought-after Lake Padgett Estates in the heart of Land O' Lakes, this charming home is centrally located to all the amenities you need. Whether it’s shopping, parks, or libraries, everything is just minutes away. The large kitchen is a chef’s dream, complete with an island that’s perfect for meal preparation, an eat-in area for casual dining, and a generous lanai where you can enjoy your morning coffee in peace.

The bedrooms are well-sized, offering comfort and privacy for everyone in the family. The bathrooms are modern and well-appointed, featuring all the conveniences you expect. The primary bedroom is a true retreat, providing a serene space to unwind after a long day.

This home truly has everything you’re looking for and more. Don’t miss the chance to make it yours. Schedule your appointment now to see this charming home in person!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1976
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,015
  • Acreage: 0.25
  • Est. Taxes: $378
  • HOA Fee: $52 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: T3539775
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/T3539775/23315charlstonplace_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 4:05:52 PM)
Listing courtesy of REALNET FLORIDA REAL ESTATE   Phone: 813-288-8000

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23315 Charlston PLACE, Land O Lakes, FL, 34639

$470,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $376,000 $376,000 $376,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $32 $32 $32
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,565 $2,499 $3,198
Total Monthly Payment $2,672 $2,606 $3,305

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.