Welcome to 28 Watch Hill Road, a private retreat nestled on 0. 92 acres in the idyllic Croton-on-Hudson. This inviting home offers a perfect blend of tranquility and modern comfort, making it an ideal haven for everyone. As you step inside, you will immediately feel at home. Cathedral ceilings, refinished hardwood floors, a wood-burning fireplace, oversized windows, and the open and airy layout invite bright natural light and nature everywhere you look. The open layout seamlessly connects the living room, dining area, and kitchen, creating an inviting space for both relaxation and entertaining. The updated kitchen features granite countertops, modern stainless-steel appliances, ample storage, and a skylight, making it a chef's delight. Sliding glass doors off of the dining area lead you effortlessly into a nature lover's dream the three-season screened-in porch seamlessly combines the best of indoor and outdoor living, allowing you to savor the beauty of nature while remaining comfortably sheltered from the elements. The main level features a generously sized primary suite, inclusive of a walk-in closet and full bath, providing a peaceful sanctuary. Three additional bedrooms and a full bath complete the main level. The finished lower level offers additional living space, complete with a wood-burning fireplace, newer carpeting, a laundry room, and access to the large 2-car attached garage. Step outside to discover a private haven, surrounded by lush greenery and scenic vistas. The expansive back deck provides an ideal setting for al fresco dining, entertaining, or simply unwinding amidst the natural beauty that defines Cortlandt living. Conveniently located just minutes from the scenic Hudson River, residents will enjoy easy access to a wealth of local amenities, including charming downtown areas, recreational facilities, and serene parks. With its close proximity to major highways and Metro-North's Cortlandt and Croton-Harmon Train Stations, this home offers a seamless commute.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $983 | $983 | $983 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,795 | $4,792 | $5,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.