Welcome to 356 Tenth St, a charming coastal inspired Multi-Generational home with a detached guest house located in the heart of the Seaside community of Atlantic Beach. This 2019 built home (2015 Guest House) exudes quality craftsmanship with a meticulous attention to detail throughout. As you enter the home you are welcomed by a light and airy Foyer bosting 10' whitewashed tongue and groove ceilings that pair harmoniously with the engineered oak flooring. 8' inlayed glass French pocket doors separate the office from foyer allowing for natural light to fill the space while still offering privacy while working from home. You are naturally drawn to the open concept living and kitchen, featuring what feels like floor to ceiling windows and doors that overlook the covered back patio and the 2 garage with guest home. The focal points of the kitchen include imported Brazilian leathered granite, glass inlay upper cabinetry, propane cook top, built in wine cooler, and drawer stacks galore, all installed with in-cabinet lighting. Additional storage includes built in coffee bar, and butlers pantry that will serve the perfect space for entertaining family and friends. A short walk to the beach access, and a quick cruise on the golf cart to the best dining and entertainment options at the Beach will allow you to live the quintessential Atlantic Beach life! This home built with forward thinking processes not limited to including a 30 and 50 amp 240v car chargers for your electric vehicles, Artisan Hardy siding with impact windows and doors on main home, travertine lined porches, spray foam attic AND walls making it incredibly energy efficient. The main home, that consists of 4 bedrooms, 4 full bathrooms and an office makes up 2754 square feet. In addition to this square footage, there is a finished and conditioned 3rd story with 8' ceilings adding over 600sqft that is accessible via pull down stairs and is perfect for long term storage, a gaming room for the kids, or even a craft room. The detached 1 bedroom 1 bathroom in law suite includes a full kitchen that accounts for 594 sqft of the total advertised square footage of 3, 348 sqft. The 2 car garage equipped with epoxy floors, work benches, built in speakers and hanging storage systems is also conditioned making the perfect space for the car enthusiast, woodworker, tinkerer and more. Conditioned garage, and attic space not included in the advertised square footage. The conditioned 3rd story would bring the total square footage to almost 4, 000sqft. This home is truly unique and could not be built again on this lot size.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,036,000 | $2,036,000 | $2,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,012 | $1,012 | $1,012 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,037 | $13,205 | $17,876 |
Total Monthly Payment | $14,174 | $14,342 | $19,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.