Under contract-accepting backup offers. Welcome to paradise in the beautiful community of Mira Bay in Apollo Beach! This 2003 ranch style Morrison built home has been very well maintained, and is in move-in ready condition.
With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to offer peace of mind and protection, making it a standout choice for homeowners.
This clean 2053 square foot, 3 bed, 2 bath, 2 car garage, split floor plan canal home, has its own private chlorine pool and dock. Many upgrades, improvements, and amenities for easy, comfortable living and entertaining! Highlights include new sod in front yard, Christmas palm in front yard that produces red berries every year, large covered porch with ceiling fan, tile/slate floor 2019, metal roof original with home - no leaks- built to last 50 years & new gutters in 2019. . Garage floor epoxy 2022, three overhead storage racks in garage, fresh interior paint, kitchen remodel 2017, all appliances purchased 2017, and all stay, including washer and electric dryer. All drapes/curtains, rods, blinds & shutters stay. HVAC July 2019, gas water heater March 2021, luxury waterproof CVT Coretec flooring 2019, custom closets in primary bedroom 2020, new shower in primary bath, plantation shutters, pool deck resurfaced 2024, pool pump and filter April 2021 plus Jandy pool cleaner included, outdoor kitchen installed 2021, raised garden beds in backyard, two fruit producing Barbados cherry trees and one Myers lemon tree in backyard, space for a fire pit or pet area in backyard, IPE wood dock newly inspected and cleaned, electricity and fish cleaning table on dock, 12, 000 lb. boat lift 2020, sea wall replaced 2021 to 2022, direct saltwater access to Tampa Bay- no brackish water boat lift required! Western exposure and gorgeous sunsets from your backyard! Come see this great home for ourself, in the gated MiraBay community with resort style amenities, and a lot of resident clubs and social activities including pickleball, tennis, basketball, areas to play catch and soccer. If you simple want to walk and explore you can see dolphin and manatee in the canal areas. Close to I-75, less than 20 minutes downtown Tampa, multiple beaches & many neighboring towns/ cities for many shopping and dining options! Schedule your tour of this lovely home & community today!
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Our Executive Mortgage Banker:
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$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,226 | $4,226 | $5,795 |
Total Monthly Payment | $4,970 | $4,970 | $6,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.