One or more photo(s) has been virtually staged. Nestled in the serene and picturesque Palm Harbor area of Palm Coast, this move-in ready single-family home offers the perfect blend of comfort, style, and convenience. With close proximity to schools and shopping and easy access to I-95, this property is ideally located. Built in 2004, the home boasts 1, 917 square feet of living space and a total area of 2, 855 square feet including the garage and lanai. As you approach the property, you are greeted by a beautifully landscaped yard and a circular driveway, providing ample parking for friends and family. Stepping inside, you first notice the panoramic views to the fenced backyard and the open great room leading to a kitchen on one end and dining/flex room on the other end. Ceramic tile flooring throughout offers a sleek and easy-to-maintain surface that is perfect for Florida living. The kitchen is equipped with newer stainless steel appliances, including a Kitchen Aid refrigerator, Bosch dishwasher, and Bosch range. With the wrap around granite countertop, this kitchen is ready to handle all your culinary adventures. The small walk-in pantry offers additional storage space, ensuring that all your kitchen essentials are within easy reach. The open design allows for interaction with family and guests, whether you are preparing a meal or hosting a gathering. The split floor plan ensures privacy and convenience. The master bedroom features a tray ceiling that adds an elegant touch to the room. A private door provides direct access to the screened lanai and spa/hot tub. A large walk-in closet and a pocket door separating the bedroom area from the bath area add to the features in this room. The master bathroom has both a tub and a shower stall as well as dual sinks/countertops. This home has been meticulously maintained and updated. A new roof was installed in 2022, providing peace of mind and added value to the property. In addition, there are gutters on all sides of the house. A new hot water heater was installed in 2021. The 3 ton, 18 seer HVAC recently had a new blower motor installed. And, the entire interior was repainted in June 2024. The oversized two-car garage is a highlight for those who value space and functionality. With enough room to fit three vehicles (25. 4 X 24), this garage goes above and beyond typical expectations. The inclusion of a workbench and cabinets provides an excellent setup for DIY projects, hobbies, or additional storage. A slop sink in the garage adds to the convenience, making it easy to clean up after gardening, working on projects, or washing up after outdoor activities. The second refrigerator in the garage is a great bonus, providing extra storage space for groceries, drinks, or bulk items.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,600 | $339,600 | $339,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,063 | $2,063 | $2,684 |
Total Monthly Payment | $2,350 | $2,350 | $2,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.