Nestled in the charming town of Orford, this historic property from 1850 is a unique blend of classic charm and modern potential. Situated on a spacious 0. 50-acre lot, this residence features 4 bedrooms and 2. 5 baths, offering ample space for comfortable living. The front portion of the property is currently operating as a salon, providing an excellent opportunity for those looking to continue the business or convert the space back into a part of the home for additional living quarters. Alternatively, this versatile area could be transformed into a small business of your choosing. Adding to the property's appeal is an unfinished barn with hand-hewn beams, brimming with possibilities. This rustic structure could be finished and converted into extra living space, an apartment, or a charming Airbnb, making it a valuable asset for potential income. Conveniently located, this property offers easy access to nearby amenities and the natural beauty of the surrounding area. With Orford bordering Vermont, you can enjoy the best of both states' scenic landscapes and vibrant communities. This property is a rare find, blending historical character with modern flexibility, perfect for those looking to create a personalized living space or entrepreneurial venture.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,771 | $2,771 | $3,604 |
Total Monthly Payment | $3,455 | $3,455 | $4,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.