6324 Chirpine LANE, Saint Cloud, FL, 34771 | $420,000

Don’t miss this opportunity with a 5. 2% assumable mortgage available! Explore your dream home in the vibrant Pine Glen Community of St. Cloud! This unique opportunity allows you to own the sought-after Eastham floor plan from the Estate Collection, built in 2022. Pine Glen, a solar community, offers an array of amenities, including a picnic area, dog park, playground, basketball court, soccer field, and pickleball court, all within a thriving neighborhood.

This single-story ranch home features a spacious and practical design with 4 bedrooms and 3 baths. The private Owner’s Suite provides a serene retreat with a separate shower, soaking tub, and a generous walk-in closet, plus direct access to the laundry room. The split bedroom layout ensures privacy for all.

At the heart of the home lies the gourmet kitchen, perfect for hosting family and friends. It showcases an oversized island, designer cabinetry, stone countertops, and stainless steel appliances. The open-concept design seamlessly integrates the kitchen, dining room, and living room, ensuring both elegance and functionality.

Outside, the private, fenced yard with a covered lanai is perfect for outdoor gatherings and relaxation. This property also features a whole home water filtration system designed to enhance energy efficiency, along with a transferable 10-year Structural Warranty, providing peace of mind for the future homeowner.

Located close to shopping, dining, and outdoor recreation, this home is just a short drive from Lake Tohopekaliga and Lake Nona, ideal for water enthusiasts. With no CDD fees, this property is an exceptional find. Don’t miss your chance to make this stunning home your own. Schedule a tour today and experience premier living in Pine Glen Community!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,055
  • Acreage: 0.14
  • Est. Taxes: $4,643
  • HOA Fee: $78 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Water Softener
  • MLS#: O6219596
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/O6219596/6324chirpinelane_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/9/2024 2:03:07 PM)
Listing courtesy of KELLER WILLIAMS WINTER PARK   Phone: 407-545-6430

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6324 Chirpine LANE, Saint Cloud, FL, 34771

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 5.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.278%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,042 $2,042 $2,657
Total Monthly Payment $2,504 $2,504 $3,119

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.