74 Poplar Drive is a 4 bedroom 2. 5 bath 2 level ranch with an in-law nestled in an ideal neighborhood. Situated close to Huntington Center and abutting 30 acres of land locked conservation land identified as OS 93. This home is versatile and offers walk-out access from both levels. The first floor boasts 3 good size bedrooms, a bath and a half, living room with fireplace and an eat in kitchen with plenty of granite counter space for entertaining. The first floor has hardwood floors throughout and a family room with exposed brick and beams that can be closed off from the main house for quiet enjoyment. The family room leads to a Trex deck accessing the front yard's tranquility and backyard's entertainment. The backyard is an oasis for all: tree house, 2 sheds, and a unique "party room" which is enclosed and equipped with wi-fi, wet bar and fireplace allowing you to entertain outside in all weather. The backyard chess board doubles as a basket ball court. The yard offers an area for volleyball which doubles as an ice-skating rink in the winter with the included kit, making this the backyard for all seasons. T The lower level in-law ground level access means no more stairs and includes a private bedroom, kitchenette, laundry and sitting room with another wood burning stove. The 3rd garage is ideal for the in-law, car buff or contractor. This garage has provisions for radiant floor heat. Wood from the property was used to make furniture and the kitchen cabinets. There is newer oversized septic, and the driveway has drainage away from the home. The home regularly exceeds expectations for energy consumption with mini-split heat pumps for air conditioning and heat which allow room by room temperature control. The lower level wood burning stove can heat the house minimizing the need for oil consumption. Walk up attic for expansion possibilities or storage. There are cameras on the property and in the living room.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Bedroom 3 | Lower | |
Eat-In Kitchen | Main | |
Family Room | Fireplace,Patio/Terrace,Sliders | Main |
Full Bath | Main | |
Full Bath | Lower | |
Living Room | Main | |
Living Room | Wood Stove | Lower |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,755 | $3,635 |
Total Monthly Payment | $3,319 | $3,279 | $4,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.