NO DAMAGE DUE TO HURRICANE MILTON! NEWER ROOF AND WELL BUILT HOME! Sought after neighborhood with LAKE JOANNA ACCESS! This 2 bedroom / 2 bathroom, block home is move in ready. Large eat-in kitchen has plenty of cabinets and a pantry! Grab a quick lunch here or use the seperate dining area for larger family meals. 2 nice sized bedrooms and the primary has a full bath. Sunroom is spacious and a perfect spot for morning coffee and emails or a good book. One car garage with laundry hookups and a utility sink and still space for some storage and tools. PRIVATE HOA locked WATER FRONT PARK with beautiful oak shade trees for picnics and get togethers, kayaking, swimming or many other water activies to keep you cool in the summer on this pristine 335 acre, spring fed lake. Property is also very close to Hidden Waters Preserve, a very popular hiking area.
New Roof 2022. New Hot Water Heater 2022. New flooring 2022. New gutters with Leaf Sheid 2022.
Minutes to downtown Mt Dora or downtown Eustis and a easy commute to Orlando.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,468 | $1,430 | $1,831 |
Total Monthly Payment | $1,681 | $1,643 | $2,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.